Mange Your Finances Now!

I know there comes a time in a consumer’s life that you tend to overspend…especially on special occasions such as Christmas time, New Year and seasons like summer where swimsuits and swimwear are usually sold in discounted price as most shops sell their products almost half the price during those times – who would not want to buy those items? But after splurging on this those items, many tends to overlook the expenses and left with hundreds (if not thousands) of dollars in credit card debts with no savings! (sounds familiar?sigh)…. Then of course with such situation…you will not be able to pay on time since you don’t have enough money and boom! - you are suddenly left with a bad credit history because of those credit card transactions! It feels like it’s the end of your happy shopping spree and you feel like you will never again be able to purchase such expensive stuff without saving for about a year. You thought that because of your bad credit standing, no other credit card company would accept your application because of your previous credit history…well worry no more – all you need to have is a little planning, someone who can help you solve you financial problem and a tough decision to improve your finances.

There are a lot of companies who offers their service to help you consolidate debt. This is like having a fresh start. It's like collating all your credit card debt - getting a loan to pay all of these debts so that you'll just gonna pay loan altogether. You will be given an option on how much you are willing to pay for the "bigger loan" and how long you intend to pay for it. It is called debt consolidation. In this way, you will only focus on paying one debt instead of thinking multiple credit card debts. Through this, you will have a chance to restore your positive credit rating and manage your financial status. Past financial mistakes does’nt mean a future with financial turmoil, check your options and make a fresh start!

WORKING FROM HOME

I've always wanted to be a work at home professional. Having the liberty of working at my own phase, at my own time. Not worrying about being late at the office and most importantly - no boss who would scold me every time I was'nt able to cope up with the requirements of the job. I would be able to earn while doing things I love to do. I know everybody wants to have that kind of life. Having the luxury of time while earning and doing things you love to do. Just thinking of the possibilities of being in that state makes me wanna work harder to achieve it. You cannot just jump into being a stay at home professional without knowing the pro's and con's of being one. Working from home is not that easy! Here are some of the pro's and con's of working at home:

Pros:

1. Comfortable Location

Daily commuting from home to office and vice versa is cumbersome and expensive for some people. If there is space enough in ones house to make an office space to maintain some amount of privacy then there is nothing better than that. This way you can share a lot of time with your family which is usually not possible with a regular 12 hour office job.

2. Flexibility

You can figure out your own working hours and do not have to follow a strict nine-to-five schedule. You can take breaks whenever you want and continue working till you are satisfied. There is extreme freedom as far as dress code is concerned. You can be as comfortable as possible and be your own boss.

3. Savings

You can cut down on your fuel expenses and save money by working at home. Car maintenance charges are also reduced as a result. If you are working for a private company from home they will also furnish the equipments required for your work and no question of expenditure on your part.

4. Other Reasons

There are people who experience less stress working from home. They can control and concentrate on their work without the interference of colleagues and the boss. Health problems can also be solved by working at home.

Cons:

1. Isolation from social life - If you are working at home you are dissociated from the rest of your coworkers. Working alone can at times be very boring and time consuming. You might not be able to solve many work problems without helping hands. The lack of social interaction can lead to depression and other psychological problems which would hamper your work.

2. Limited Options - You cannot work if your job does not permit you to do so. For instance, if you are involved in the field of public relations, communication with people is indispensable for you. You cannot choose to work from your home in such a situation.

3. Equipment Expenditure - If your office does not provide you the equipments required for your work at home, it can increase your expenses. This can be problematic for people who do not have enough savings to incur this cost. You need a proper space in your house to set up an office because a minimum privacy is required for work. If that is not available it is even more expensive to set up.

4. No regular Income - If your work is project based then you might not receive monthly pay checks. Your financial condition has to be extremely well to maintain your finances in such a scenario. Unlike if you are working for a certain company, you are uncertain of when youll gonna receive your hard earned money. Bank failures, late check delivery and even the slightest change in weather could potentially get in the way of getting your income.

5. Fraud - You might not be trusted completely by your clients since you are working from home. Your sincererity might be under surveillance. This would hamper your professional image to your clients.

6. Distractions - If you have children they can be the cause of distractions during your working hours. Visitors can also disturb you while you work. You cannot avoid such sources of disturbance.

7. Discipline - You need a great deal of self discipline, energy, dedication and financial stability for this type of endeavor to be successful.

So now that you've learned the advantages and disadvantages of working from home, you must balance your options. Make sure that you don't put 100% of everything in one business. You might want to invest the other part of your money to mutual funds, bonds and other business opportunities as well. Godspeed!

I Love Online Casino

Hey, anyone heard about online casino? I was one hooked up to it and I tell you...it's fun! I do that only once in a while when I am bored in front of the computer and whenever I have spare money. It's really fun especially if you're already familiar with the game and you get to know the tricks on how to win. I normally go to get casino bonus site as they showcase only the best and most reliable online casino available. They have lot of casino guidelines here were they can teach you some techniques on how to play it and you can even gain lot of confidence on how to win the game. The site provides casino rooms that offers no deposit casino bonus and also gives out
pkr bonus codes as well. To those people who are just starting to play online casino, getcasinobonus.com is the best site to visit. Good luck!

A NEW BUSINESS IDEA

Good day everyone!

As I mentioned on my previous post, I would give you some ideas on how to earn extra not just through the net but also some other legitimate "rakets" that we could take just to have an additional source of income. Well, I would like to share with you a new business venture that I together with my partner in life, Jojo - would take just to have another source of income. I would like to get a house of our own next year and having a business like this would definitely help pay the monthly amortization. Anyways, I just recently thought of putting up a small eatery in our previous store space in Sta. Mesa Manila. Yup, we would be back in our former store space which is currently being managed by my father. Well, my father decided to just give back to me all the things I left him for the store because he can't stay the whole day in the store anymore and is also having a hard time managing it. So, I just decided to come back and just use the space to put up a small food house. The original plan was to make a tapsilugan kiosk but I changed my mind as we are still not familiar in the ins and outs of the food business. We might need to start small instead, so I just decided to put up a small eatery. The eatery would sell agahan, tanghalian and hapunan and merienda as well. Agahan would start as early as 5 am till 8 am and would comprise of Filipino favorites such as longsilog, tapsilog, tocilog, hotsilog, sopas, champorado, pancit etc. Lunch would be available as early as 10 am til 2 pm which would normally comprise of 2 fried foods, a veggie and 2 meat viands. I would also open a bbq stall which would be open as early as 12 nn as well which would serve mostly grilled liempo and fish. Merienda would start at 2 pm to 6 pm which would include pancit, banana que, turon, tukneneng, siomai, squidball etc. I would also open a sandwich stall that would serve hotdog, ham, chicken, egg sandwiches. Lastly, dinner will be served at 6 pm till 10 pm - which would comprise of pork bbq's, a meat dish, a fish dish and a veggie dish. Though it's just a small space, I know the preparation would be tough. I am willing to shell out P20,000 for the starting capital plus P10,000 for operational expenses. We would need to hire 3 people to help us Jojo with the operations. We would hire papa to be our cook, Tita - my stepmom to manage the night shift operations and one assistant who would take care of the dishes and run errands for us. We would be giving then a hundred peso a day for that which means I would need to have a profit of more that P300/day so we could continue with the business. We'll gonna rent the store space for P1500/month and Jojo's transpo would cost him around a hundred per day. Well, by faith I know it would be feasible. By faith I know we'll gonna hit the P1000/day profit. Wish us luck!

NEW BLOG EARNER

Do you know that I almost lost my hope in earning money online and is on the brink of giving up this blog? This feeling of discouragement started when I lost my PR on my main blog and started getting fewer reviews opps. It's because the main THEME of this site is to show everyone how to earn money through blogging - and I felt, I failed. Well, I still get some review opps but my income is not as high as what I used to get last year. I only get around 4-5 thousand pesos monthly which I feel is just okey but still fall short of my target monthly blogging income. But it's a good thing that I came into realization that this is the perfect time to blog about the ups and downs of a blogger's life. It's not always sunny day and we should always stand to our feet quickly whenever we fall...as one noble man said " ONE WHO FEARS FAILURE LIMITS HIS ACTIVITIES. FAILURE IS THE ONLY OPPORTUNITY TO MORE INTELLIGENTLY BEGIN AGAIN...". And so here I am...taking my chances again and creating 7 more exciting blogs and I hope this time - there would be nowhere to go with my online venture but upward. Amen!

Ive learned so many things about the do's and dont's of writing a niche blog, how to get a high PR and how to maintain it. BALANCE is the key word. I would also show you some articles on how to get extra income, where to get part time jobs and recent job openings especially in the call center industry. Everything about earning and money - BLOGEARNER would have it all.

Hopefully I can make this blog as user friendly as possible as I inted to reach out to Filipino people who wants to earn extra to support their family. I would like to help young people who wasnt able to finish their studies because of poverty, people who lost their jobs, and people who wants to be a stay at home professionals, like me.

Sirs and Mams - I would liek to present to you a new and improved....

Comments and Questions are always welcome!
email: myles@emotera.com

Free Credit Report

If you want to monitor your credit report, I suggest you check on the site creditnexus.com. It is a portal in which will give you freecreditreport and an overview of your credit history rating in easy short steps. You have the option to review your credit information from Equifax, TransUnion, and Experian - the three major credit reporting agencies. Through this you have the ability to compare the information you receive from those three agencies to ensure that there are no discrepancies and would give you an idea on which accounts to close to raise your credit score.

Checking your credit report history is a very important thing to do since its the first thing lenders, credit card companies, mortgage company and loan facilities check on their posible clients. You need to make sure that the reports they'll be getting from those credit reporting agencies are true and accurate. You dont want to be declined to a loan just because of a wrong information on your credit card report. Experts recommend checking your credit report at least once a year to avoid things like this. Check on the site now and get more information, get on a habbit of monitoring your credit status, get a free credit report now! Check on how you could get this reports thru their site and get the peace of mind knowing your credit report are accurate. Good Luck!

A Realization

Opportunity knocks only once - and if priviledged to have one...never let it fly away. I knew that fully well - only after I missed the chance. I learned about earning money through blogging from my former officemate Joedel and at first...I really earned a lot. Maybe because I already have a PR3 blog at that time before I've learned that I could monetize from my blogs. But things changed when I lost my PR - opportunities became fewer to the point that I am only getting one opp for the whole week. I lost hope...I became lenient and really lost my hope of getting more opps which prompts me to just write whenever needed especially if I won a bid over an opps. I've learned that when things get worse - that's the time you work double time.

Now I'm back. I want to be a better blogger or should I say a better person. I am now willing to get back all the things I've lost. I will work extra hard this time and my goal is to save for my future business venture through my online earnings... I would like to retire within the next three years and I need to have enough savings to start a new life. I promise myself I would work extra hard this time... I wont wait until tomorrow for things I could do today. I hope you could walk with me through this new journey and I hope I could give you better ideas on how to earn money online!

Important Tips and Tricks To Avoid Page Rank Drop

Checking on the web about the best way to revive back my page ranks as 3 of my blogs does'nt have any as of the moment. Those are my blogs that have their own domain and has been receiving a lot of review offers before but are now stagnant. Hope the following tips helps would help not only me but hundreds of bloggers who lost their PRs because of reviewing products and services on the net and those who are newbies to the blogging world.

1. Do not become discouraged.
2. Check your PR again with another PR checker. Some online PR Checkers are not accurate.
3. Do your research, and try to figure out the cause of your PR drop.
4. Improving on your site, will increase traffic and PR.
5. Reevaluate and consider a different approach

Some tips to gain pagerank again

* Diversify your traffic. Not only from Blogwalking, try to gain traffic from forum, community or maybe email.

* Provide quality information and free products or services that get ‘good word of mouth’ recommendations from your visitors. Content will always be king.

* Be extremely careful of any out-going links from your site. Don’t link to bad neighborhoods (link farms, banned sites, etc.) Google will penalize you for bad links so always check the PageRank of the sites you’re linking to from your site.

* Onsite SEO factors does have an influence on rankings — make sure your site is dressed to kill. Pay attention to keyword density, title descriptions, meta tags, alt tags and interior linking structure. If you can, optimize your site for all three major search engines: MSN, Yahoo and Google. But don’t stop there, also submit your site to the countless other smaller search engines on the web. It’s the old adage, don’t put all your eggs into the ever-changing Google basket or you’re probably turn your site and yourself into one desperate basket case.

* Keyword rich articles are some of the best examples of this method, placing them on high PR sites will filter Google traffic through these articles onto your site. It will also warm up these visitors before they reach your site and they will be more receptive to any of your site’s offering; never underestimate the power of the Pre-sell. Build enough of these links and a sudden drop in your own Google PR ranking won’t drastically affect your bottom line or the amount of quality traffic you are receiving.

fitth month income report

Hi everyone! I am pleased to show you my fifth month income report. I am by then managing 2 blogs with NO PR! G*@gl3 slapped my first blog because of my numerous sponsored posts..and the second blog I made is still very young by then... I have finished constructing my third blog about cheap and cute items but is still working on my posts there. Still, this post only proves that there's still life after I've lost my precious PR.

APRIL 2008

BLOGGERWAVE - I've made 3 entries for Bloggerwave this month. I almost lost my faith on it because I was'nt able to see any new review offers for almost 3 weeks and I feel it's because of my PR 0 blogs..good thing, I still visit the site once in a while and was lucky to grab 3 reviews for $10.

SPONSORED REVIEWS - this site never left me and continue to provide me with review offers though my blogs have no PRs. My trick is I never fail to go to the site and bid for any opportunity (be it $3.25 for a 200 word post). I always take EVERY as in EVERY opportunity, maybe that's the reason why they love me. hehehe. For the month of March, I was able to earn $78.

BLOG TO PROFIT - once in a while, BTP sends out an email notifiying me of new review offers but I really don't rely so much on this site as I often get 3 review offers in 2 months. It's a good thing though that they don't really mind if you have no PR, as long as there is an available offer that would suit your blog...they would surely let you know. They gave me 3 opps for a total of $20.

I was not able to beat my previous month's earning but I'm still happy that I earned a total of $128 ((exrate: $1=P42.5) which if converted to peso is Php 5,440 because I was able to pay my utility bills such as Meralco, my postpaid globe line and my dsl connection. I was able to save the remaining Php 2,500 and deposit it on my regular bank account. I am really thankful that I was able to know this money making scheme. I admit, I was not very active in my money making experiments this month - I think I need to be more vigilant in looking for some more opportunities on the net. What I really need to work on is to develop my ability to FOCUS. Once online, I never stayed focus on one thing. There's youtube, friendster, multiply and many other sites that distracts my attention. I hope I can find more ways to earn more money online so I can have something to share with you. There are times I am really pressured in earning so much on the net as I have this blog to manage and I have to show all of you the fruit of my hardwork...but sometimes, it's just so hard to stay focused. I hope on the coming months I can develop to have the jive to focus more on this little experiment of mine. Join me though the ups and downs of my blogging "career" - subscribe to my feed now.

2nd Letter From A Reader

Hi everyone, sorry I was'nt able to post anything for the last few days because I have been sick. I had a flu which ate up 4 days of my precious vacation leave. Unfortunately, I will be back at work later this evening though I am still not yet fully recovered. Haaay...anyways, I want to share with you a letter I received from another reader who had some inquiries on how to make money online. Here it goes....

hey there.. mztah? btw tnx for linking me in your blog.. i'm jens*** nga pala.. hmmm.. you know what, i'm really interested in earning money through the internet/blog.. haay.. saka wala din kasi akong paypal.. i'm a student pa lang po, 20 yrs and i don't have my own bank account.. sigh.. poor me.. i guess hindi talaga ako pwede kumita through this.. hmmm.. i'm planning to make a new blog that will fit the criteria ng mga sites.. can you help me po? ano po ba dapat ilagay ko dun sa new blog na gagawin ko? sorry kung istorbo ako ha.. pero sana you can give me some tips..

here's my reply:

Hi sis, sorry for 4 days me trangkaso ako ... hindi ako makaupo for a long time kaya hindi ako mkaharap sa computer ko to work. by the way, to address your issue, here's some of my suggesstions.

let me quote you...
". i'm really interested in earning money through the internet/blog kaso hindi naman natatanggap un blog ko laging rejected.. haay.. i once joined the "pay per post" but i was rejected and then i also tried the smorty rejected din..."

i think the first thing you shoud work on is your page rank. For you to increase your page rank, you should get reasonably amount of links from your co bloggers and you should also take time to comment on their blogs once in a while. It would definitely increase your technorati and alexa ranking...btw, having a high technorati and alexa rankings would also help your blog get accepted from those money making sites. It takes time and patience (and timing?) for you to get the slot. Also, one tip I think would be helpful, I really suggest you to get your own blog domain if you are really serious in making money through your blog. It would only cost you $10 for the whole year (domain plus hosting) for that but believe me, once you have been accepted on those money making websites, you'll gonna earn not just 10x more than that, even 100x! Work on your blog for at least 3 months writing good quality posts, exchanging links, and commenting on different blogs to get backlinks and finally resubmit it on those sites..I assure you, you'll get the slot. Sorry, I am also learning here when it comes to optimizing my blogs but from my experience, those 3 factors helped me a lot especially in getting PR's (Page Rank).

"saka wala din kasi akong paypal.. i'm a student pa lang po, 20 yrs and i don't have my own bank account"

getting a paypal account is easy, all you need to do is to go to paypal.com and just sign up. Then the next step na is to apply for an bank account in which you would associate with your paypal - I used Unionbank EON Card , I think that's the fastest way to get one. Just check on my post about How to Apply for an Eon Card and that's it... Once you already got your EON Card (which on my experience took me 1 month), most likely I've already finished my post about how to associate it with your paypal (lol). But don't worry, it's so easy and that's the final step.


" i'm planning to make a new blog that will fit the criteria ng mga sites.. can you help me po? ano po ba dapat ilagay ko dun sa new blog na gagawin ko? "

hmm... i don't know sis if I'm in a position to answer this coz' I'm still experimenting in my new niche blog. Actually, the topic I've selected is about practical soluctions in everyday living..it's a portal that would give out tips to people about everything. In that way, I could tackle anything from home ideas, to food tips, to healthy lifestyle etc. By doing such, my topic would be broad and I could post a wide array of topic. I suggest you try to create a blog in which you could share your personal experiences and somewhat expertise to your readers.

making money online is not an overnight thing. It really takes time and effort to be a successful one. There would be times I get frustrated because things does'nt go my way...but just be strong and don't give up. Don't compare yourself with others who are earning a lot though not doing a lot of works on their blog...everything has a purpose and not everyone is made equal. Just work on with what you have and nurture it...you'll see, in no time, you'll be able to see the fruit of your perseverance. I hope I was able to help you in my own little way. Just keep on reading my posts for more money making experiments from me. God Bless!

IT'S ALL ABOUT THE KEYWORD

I've been experimenting on a new opportunity today...creating a niche blog. Actually, I don't really have any idea about SEO (Search Engine Optimization) that's the reason maybe why my other blogs does'nt get as much visitors as my other blogs with targeted keywords. Now I've learned that having a popular keyword that would lead people to your site would give you more visitors. Sorry, I think most of you already know that - but to be honest, only now did I fully understand the real essence of optimizing your website. I thought people who are earning from google adsense are those webmasters that really understand html codes and several programs ... but through browsing the internet and reading other money making blogs, I've learned that even stay-at-home mom who never knew about programming languages are earning from it - and it's all because of simple logic - more targeted keyword, more targeted visitors who would more likely to click on your adsense related to your site. BINGO! So what I'll gonna do is work on my keywords. There are several sites that would help us with that such as Yahoo Buzz and Google Trends. I am currently working on 2 niche sites ... one tackles about health and wellness and another one about cute but cheap gift suggestions. Hope this new money making scheme of mine would work. Would let you know but for now...I'll gonna post some articles related to my chosen topic and will let you know if it will work for google adsense. Furthermore, I am also looking forward to have advertisers that are willing to pay a few bucks for a month exposure to my site. Wow, hmmm...I hope I can make it and I hope I can have the strength to do it asap , my creative juices are not flowing very well these past few days so I need to really need to be inspired to make it good. Good luck to me! lol.

GOT AN EMAIL FROM A READER

Just received an email from one of the readers, Sam, who happen to stumble upon my site and he does have some questions regarding how to make easy money online. And because I feel that most of my readers does feel the same way as he does - I've decided to post it here. I know that most bloggers are already fed up with money making schemes that gives them nothing but false promises...BUT believe me - THERE ARE SOME LEGITIMATE MONEY MAKING SITES THAT DEFINITELY PAYS! And I'll be more that happy to show you how was able to find that out. Here's the content of the letter I received and I hope through my response... others would be inspired as well (like Sam) to start anew with their search on how to make money through the net.

*******

"Hi there!

Well, I browsed through your blogsite, http://www..blogearner.net/, and find
your works very interesting. I am not a newbie in the Internet world, but I
think you are more successful than me in terms of
online-making-money-stuffs. I have already joined several PTC and affiliates
programs before but end up in nothing. I got tired of earning cents and
seeing no progress in that online business so I stopped a few months ago.

When I saw your blogsite, I really got excited in going back. Joining
several PTC programs never came to my mind. Right now, I dont want to ask
you several questions because I havent read the entirety of your blogsite.
But I have some basic questions that popped out when I reached your page.

- Are you a Filipino?
- If it is ok with you, can you tell me how far you've reached, in terms of
financial earnings?
- Did you already received the money physically?
- Do you have programs wherein you can guide interested and aspiring
entrepreneurs?
- In short, can you help me out in starting all over again?

I will really appreciate your response to this email so as for me also to
know that you are a real entity and not just some other scammers.. Please do
tell me of your existence. Thank you in advance.""

*******

HERE'S MY RESPONSE TO HIS LETTER

"Dear Sam,

Hi there! I'll be more than happy to help and I thank you for visiting my site blogearner.net - and to address your inquiries...here are my response.

- Are you a Filipino?
*yes I am a Filipina, I'm based here in Manila Philippines and working fulltime in a call center somewhere in Ortigas Pasig

- If it is ok with you, can you tell me how far you've reached, in terms of financial earnings?
*actually if I would sum it all...I have earned around $2000 dollars since December. Well, I am really not paying attention to earning money online until March this year. If I only knew then that there are a lot of earning opportunities on the internet ... I would have started earlier.

- Did you already received the money physically?
*definitely. This is not sort of a scam whatsoever. All my earnings was sent through paypal in which i associated my unionbank eon card. Through Unionbank, I was able to withdraw the money and deposit it on my personal bank account

- Do you have programs wherein you can guide interested and aspiring
entrepreneurs?
*im recently developing a site in which i could put in several business ideas that could help people succeed in business. I myself is a born entrepreneur but I still does'nt have enough money to put up a bigger business venture. Will post about it on my blogearner blog once finished.

- In short, can you help me out in starting all over again?
*of course, that's the reason why I put up a blog. First to help out and inspire others on how to make money online through legitimate sites. Second, I must admit, as a form of referral as well. In every referral I made from those advertisers, I get commissions. So I think I'm hitting two birds with one stone.

Rest assured that whatever I post on my site are legitimate and true. Please continue to read and visit my blog and if there's anything else I could do to assist you...please let me know.

Glad to help,
Myles "

I hope I was able to address all his questions and inquiries. Making money online is a legitimate work but of course, you need to look for those legitimate sites that offers it. I'm really not an expert regarding this and I bet, there are millions of people who earns a thousand more than what I am earning, but I am proud that I was able to learn all of these on my own...and I am sharing my failures and success to my readers. I would really be happy if I would be able to inspire at least one soul. If there's anything I could do to help you, please let me know and email me through myles@emotera.com. Join me through this money making journey and subscribe to my feed now.

fourth month income report

I lost my PR last February and my PR3 blog became PR 0 - most likely because of g*ogl*s punishment for blogs that are writing reviews for a certain products or services for money. Honestly, at first, I was so disappointed as I know that the higher the PR (Page Rank) you have, the more review opportunities will be given to you. That might be true but as for me...I'm so happy that my review offers was not "really" affected by a sudden drop of my page rank...though I must admit, there are "some" paid to post site that really pays very little attention to those blogs with no PR. As of this point, I already have 2 blogs. The old blogspot.com blog that I have has been upgraded to my own .com domain with PR ZERO and I also was able to start to create another blog with its own .com domain at that time as well. The earnings I have accumulated for March was solely for my first .com domain with ZERO PAGE RANK. With the earnings I received from March, it only shows that you don't need to be well loved by master g*og*e to have review opportunities. There is still life after dropping your PR.

MARCH 2008

BLOGSVERTISE - I only had 1 review opportunity for them for $5. Unfortunately, this is a site that really is strict especially with PR. They only give out review tasks to those blog with at least PR2.

SMORTY - was lucky to be given the chance to post 2 reviews for them amounting to $6 each. Though I also feel the effect of having a PR ZERO blog on this site, they gave me a chance to write 2 posts for them. Though I learned from the site's forumn itself that they are having a hard time getting advertisers... I still have faith that they will soon give out more review opportunities for blogs without PR. I earned $12 for my 2 posts.

SPONSORED REVIEWS - I sooo love sponsored reviews! This is indeed a site that gives out opportunities for bloggers to earn though you don't have a very popular blog. I cant thank them enough as I never run out of opportunities even after I lost my PR. This is the site that will never leave you alone through thick and thin (do I sound emotional?lol) Seriously, I thought it's the end of happy days for my as I felt I won't have review offers anymore because of the incident, but sponsored reviews revive back my confidence in myself and my capability to earn extra money online by giving me not just one but several review tasks. I was able to earn $ 150.80 for the month of March.

BLOGGERWAVE - though not so popular...bloggerwave gave me one opportunity for $10. Also a site that does'nt care about PR as long as you have a reasonably number of blog visitors and enough links to have your mark in the blogging world.

PAYPERPOST - I admit, I felt really bad before because I felt that the reason why I lost my PR is because of Payperpost. I was able to read so many articles on the net saying go**gl* punishes blogs that is affiliated with PPP (PAYPERPOST) because PPP is developing real rank, another form of blog ranking tool like page rank, which calculates the importance of a certain website. Since the big G already have PR they don't want PPP to have their own kind of ranking tool so the tendency is that they want to eliminate blogs using PPP by decreasing or even eliminating their PR no matter how popular the site is. I felt I was a victim of that rage. I was kin'da felt bad because after I lost my PR because of PPP - PPP all of a sudden stopped giving me tasks because of my zero PR. I felt that PPP left me hanging. I lost my PR because of them and they left me because I lost my PR... i was left with nothing to hold on to. It's a good thing I was able to verify that it's not just because of PPP. I lost my PR because of multiple entries I've written for certain advertisers. I became so excited to blog for money that I overdid it. That's a lesson learned. Once you're already earning through your blog...don't forget to write non sponsored posts once in a while. Good thing I already changed my isp from smartbro to bayantel dsl which is 3x faster and was able to grab 1 opportunity for $10.

I was able to accumulate a grand total of $187.8 for the month of MARCH (exrate: $1=P42.035) which if converted to Peso amounts to Php 7,894.173! I never touched the money and I intend to save my earnings through online blogging so that so I could invest for small business in the future once I've already accumulated a total or Php 100,000.00 . By faith I am already claiming that I would be able to achieve it come end of this year as I inted to find more ways to earn money online. Join me through this online journey and together let's get our first hundred thousand pesos by the end of 2008! Subscribe to my feed now!

third month income report

At this point, my full time job in a call center as a tech support for dsl is on the top of my top priorities. I need to pass my scorecard for three consecutive months so that I could get a quarterly salary increase and this is my third and final month. I'm very fortunate to belong to a company that provides not just yearly but quarterly salary increase especially if you are performing well...so blogging and grabbing reviews tasks is really not on the top of my lists as I need to often go overtime to maintain my stats. Furthermore, Google updated its page rank and guess what - from PAGERANK 3 - I've got a whooping PAGE RANK ZERO overnight (maybe because at that time, master GOOGLE is punishing blogs writing reviews for certain companies. At that time, I really dont care about PR since I'm still getting the same volume of offers like before (but I kind'a feel sad in a way). I'm still happy because though I am not able to give my full attention to my money making scheme this month and was'nt able to beat my last month's earning...I still was able to get some cash... and I got the raise as well. =)


SMORTY - I only grabbed 1 review for Smorty this month...for $6.

BLOGSVERTISE - I made 4 reviews for them, most of them I got from grab bags. $33.5

SPONSORED REVIEWS - I never thought this site would be one my highest generating income site so far. At this time, sponsored reviews accepted my PR ZERO blog and gave me 3 review tasks before the month ends. I earned $ 19.5 in one week.

PAYPERPOST - I was lucky to get at least one opportunity for them for $5. Since I only have one blog with PR Zero, no much opportunity for me. Hope my rank could improve so I can grab more.




February is my month because I was born on February 22 - and I was so happy that I was able to celebrate my birthday through my online income. All in all - I was able to earn $86.75 (exrate: P42 = $1) which is equivalent to P3,643.5. Through this, I was able to treat my mom out and had the chance to celebrate my birthday at home with them and cook some of my favorite food. To God Be the Glory and Thank You Lord for all the blessings! I hope all Filipinos could learn how to make money online...

How to Apply for an EON Card

I admit... my experience with Unionbank is not that good... unfortunately, that's the easiest way to get a debit card which is accepted by Paypal. At that time, I really don't have any idea on how it works. Nobody ever guided me or walked me through the process...all I did is I sign up for Payperpost (as instructed by my friend Joedel) and when I've learned that I need to have a paypal account so payperpost could pay me ... I hurriedly signed up for one. Unfortunately there is a part on the registration process in which you need to associate a certain local account to your paypal. I got curious but I don't have anyone to ask as Joedel is most of the time offline (through YM that is) and no one from my few set of friends know anything about these things. I relied on google and online forums that tackles topics about paypal processes. I've learned through different forums that getting an Eon Debit Card is the fastest and easiest way to have a debit card. I hurriedly called Union Bank's Customer Service and asked how to apply for one. The Customer Service Representative informed me that I need to go to one of Union Bank outlets so I could fill out an application. The following day, after my shift - I hurriedly went to their Cubao branch to do as what the representative told me...unfortunately I came too early. I thought most of the banks opens at 9 am but the guard told me I need to wait for an hour more because they opens at 10 am. I am sooo sleepy and tired at that time as my shift ended at 7am. I just told myself that it's okey since I would soon be getting my debit card and would now be able to withdraw my hard earned money (by the way, I already have a hundred dollar on my unverified Paypal account which is equivalent to around php 4000 as $1=P40 at that time). Finally, at 10 am.. I hurriedly went to the counter and asked the representative that I would like to apply for an EON Debit Card...and to my surprise, the guy told me (coldly) that they are not giving out registration forms anymore and the application for an EON Card is done online. I almost collapsed after hearing that but still politely thanked the guy. There's no point in getting mad anymore, he could not help me anyway.

So I did as what the guy from Unionbank Cubao told me...I registered online by going to UnionBank website and registered online. As of this time, I think Union Bank is having some
upgrade (yeah, they should have) so they are requiring those who want to apply for one to go to the nearest branch.

Here's what you'll gonna see in their website.

"To our valued guests,

We apologize for the inconvenience. The Eon online application form is currently being upgraded to provide you with a more improved Eon CyberAccount Card. Watch out for the new Eon CyberAccount. Coming soon.

To apply for an Eon card, kindly visit your nearest UnionBank branch.

Thank you."

Just a tip, I suggest that you take note of your preferred branch's telephone number so you could follow it up. Application process usually takes 3 weeks and you will be notified through email (or mail) that you can now pick up your card. Before you pick it up, I suggest you first call the branch where you applied for the card just to make sure - click here for the list of their branch locations and contact numbers. The processing fee is php 350 and bring along 2 Identification Cards as well. I'll teach you how to associate that with your paypal account on my next post. Till then!

make money through blog earner